💳 Payments
Authorization holds
An authorization hold reserves funds without debiting them. Banks may show it as pending for 1 to 5 business days even after release.
An authorization hold (also called a pre-authorization) is a standard banking mechanism that reserves a specific amount on your card without actually transferring money. Banks and card issuers use this across many industries — hotels, rental cars, airlines, and online purchases.
How Yellsy uses authorization holds
- •A hold is placed when a qualifying fare is detected for your alert
- •The hold secures funds while the airline processes and confirms the ticket
- •If confirmed: the hold settles as a permanent charge
- •If not confirmed: the hold is released and your full available balance is restored
Why does a released hold still show on my statement?
Even after Yellsy releases a hold, your bank or card issuer controls when the funds become available again. Most banks process releases within 1 to 5 business days. Some card networks (particularly debit cards) may take longer. This is entirely a bank-side process and is outside Yellsy's control.
If a released hold is causing an urgent financial issue, you can contact your bank directly and ask them to expedite the release by referencing the authorization amount and date.
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